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By automating many functions that you used to have to do manually, building and maintaining a budget has never been easier. Additionally, these apps are so sophisticated that they can even act like a personal financial advisor by helping you find your wasteful spending and identifying ways to save money. Using a budget app can turn your iPhone or Android into a personal money management machine. By downloading the ideal budget app for your needs, you can formulate a plan to pay off debt, save money, and budget for future expenses. This used to be a very complex task however, it’s now a breeze thanks to budgeting and planning apps.

The first thing you’ll need to do to get back on track is build a budget.

Did you make a resolution to get control of your finances in 2018? If so, how’s it going? If you’re like most, it’s probably not going so well.